Universal

Planning to open a card account? Want to receive salary to payment card of Ukrsotsbank? Then use the card, opened on a Universal tariff package terms, as it combines the functions of salary, payment, individual and credit cards. You can use Universal card account for salary accruing and for personal use, for example, for online money transferring to the account. Moreover, using this card you can buy goods and pay for services on credit and save money, activating Saving+ card account.

Features of Universal tariff package:

• a credit line amounting up to 75% of average monthly income or up to 75% of the minimum salary (without earnings certificate), through which you can buy goods on credit, is set to you;
• within 45 days (up to 15 of the next month) you use the credit for the discount rate — 0.1% pa in UAH and foreign currency;
• a minimum monthly payment on the loan — 100% of the actual debt and accrued interests on loan;
• maximum credit limit is USD 3000;
• loan currency: UAH, USD, EUR;
• if you are not satisfied with the credit line, you can open Credit Card, with a limit of 300% to 600% of average monthly salary;
• round-the-clock access to the account through an extensive network of Ukrsotsbank ATMs, Internet Banking and SMS Banking services.

Advantages of Universal tariff package:

• free admission of salary, state benefits, funds from other accounts in Ukrsotsbank, payments from domestic insurance companies and other payments under the agreement with the bank;
• ability of online means transfer to the card account;
• free cash withdrawal in the ATMs network of Ukrsotsbank and partner banks;
• use of credit at a reduced rate;
• obtain additional income through increased interest on the balance when activating the Saving+ account to your salary card.
• possibility of round-the-clock control of the account;
• possibility of round-the-clock access to the account;
• for holders of MasterCard Gold/Visa Gold/Formula Visa Gold or Visa Platinum cards a new additional service is being introduced – issuing of an insurance policy which provides travel insurance of the card holder while traveling abroad;
• in addition, Visa Platinum Card holders receive Priority Pass club card for free which entitles the holders to attend VIP-rest rooms in airports of more than 100 countries and 300 cities worldwide for fixed fee. The cost of one visit to the VIP-room is $ 27 per person, regardless of ticket class or Airline Company. For more information on Priority Pass program and a list of airports participating in this program please visit www.prioritypass.com.

Features of Universal account opening for foreign citizens:

• To open Universal account and set a credit line to it, a person, resident of Ukraine provides the bank branch with a passport with mark on a permanent residence/registration in the region, where he/she opens the account (except when the account is issued under the salary project).
• For non-resident clients from countries with visa regime the card is issued for visa period, but not more than 6 months. In the case of visa prolongation for the next 6 months the card will also be prolonged for this period.
• For non-resident clients from countries with which there is visa-free regime of border crossing, the card is issued for 90 days after registration in the Ministry of internal Affairs — for the time defined by such registration.
• If non-resident client has permit to work in Ukraine and he is issued a card within the salary project the card is made for a maximum term.

Tariff package (in Ukrainian)